OUR FAB STORY
Tonya Simmons
I am Tonya, the person that used to have horrible credit, for the people who can relate to me. Before I decided to get my credit fixed, I was the person that was always denied anything that required a credit score. I worked in the government sector for 20 years, and you would think my credit should have been A1 because I worked for the government with pretty good pay. Guess what? I did not know how important credit was, and when I did get approved for my first credit card ($100), I messed that up.
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About 5 years ago I got tired of hearing “denied”, “sorry”, “unfortunately we cannot approve your application," so I decided to create a plan to repair, rebuild, obtain and keep excellent credit for myself! I reached out to an agency (which we won’t mention) to help me repair my credit, and once I got my credit to "excellent" status, my family and friends asked me to help them.
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Not only did I help them repair their credit, but I also created a plan for them to their pathway to excellent credit, while educating them on how to keep and use their credit. I get the greatest pleasure when my customers call to share the excitement of them getting approve for whatever they want, and knowing “I help them do that.”
“Credit is the pathway to opening doors, you never would’ve imagined”
-Tonya Simmons

3 Tier Creators Team

audrey dickens hamiliton
Audrey is an ambitious and determined and hard-working woman who always has her family and community in mind. She has a B.S. in marketing from Bethune Cookman College (University).
Audrey has worked in the Private, government, and Non-Profit Sectors.
She is also experienced in finance, medical billing, tax preparation, and business services.

Ashley Garvin-Dixon
Ashley Garvin-Dixon has her Associate in business health management and has worked in the medical field for over 10 years. She loves helping others and besides helping people medically she is also known as the “Credit Doctor.”
She values educating people on their credit rights and giving them a second chance in having FINANCIAL FREEDOM. Helping others succeed gives Ashley the power to continue to help others and it’s something she loves to do.
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Marquita "MJ" Jones-Hall
MJ is a marketing and business credit advisor for 3 Tier Creators, LLC. Her role is to help you in promoting and establishing your brand through social
media and digital platforms. In addition to helping you establish credit for your business.
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MJ has a Bachelor's Degree from the University of Central Florida. She has expertise and knowledge in many different areas and can provide resources for just about anything you may need. Her passion is helping people in whatever capacity she can contribute.

TESTIMONIALS
"I went up a total of 56 points, I am so excited that 3 Tier Creators,LLC helping me create my path to excellent credit." - Shyla
"Ashely, thank you for helping me get approve for a credit card for $25,000 and my score went up 100 pts." - Lorraine
"I thought my students loans was stopping me for purchasing my dream car. I was APPROVED for $40,000! Thank you 3 Tier Creators team." - Velicia